:root {
  --navy: #1a3d24;
  --navy-2: #244d30;
  --accent: #2e6b3a;
  --accent-hover: #255830;
  --ink: #1b1f24;
  --muted: #5a6169;
  --bg: #fff;
  --gray: #f3f4f6;
  --paper: #f3f4f6;
  --line: #e2e5e9;
  --white: #fff;
  --ok: #1f7a3a;
  --max: 1200px;
  --header: 104px;
  --r: 2px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--bg);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3 {
  font-weight: 800;
  letter-spacing: -0.015em;
  line-height: 1.18;
  margin: 0 0 0.45em;
  color: var(--navy);
}
h1 { font-size: clamp(2rem, 4vw, 3.1rem); color: #fff; }
h2 { font-size: clamp(1.55rem, 2.4vw, 2.15rem); }
h3 { font-size: 1.12rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--accent);
  color: #fff;
  text-decoration: none;
  padding: 15px 24px;
  border: 0;
  border-radius: var(--r);
  font-family: inherit;
  font-weight: 700;
  font-size: 0.92rem;
  cursor: pointer;
  transition: background .15s;
}
.btn:hover { background: var(--accent-hover); }
.btn.ghost {
  background: transparent;
  color: #fff;
  box-shadow: inset 0 0 0 2px #fff;
}
.btn.ghost:hover { background: #fff; color: var(--navy); }
.btn.navy { background: var(--navy); }
.btn.navy:hover { background: var(--navy-2); }

.topbar {
  background: var(--navy);
  color: #d5e4d8;
  font-size: 0.8rem;
  padding: 8px 0;
}
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.topbar a { color: #fff; text-decoration: none; font-weight: 600; }

header.site {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  border-bottom: 1px solid var(--line);
  transition: box-shadow .3s ease;
}
header.site.is-scrolled { box-shadow: 0 10px 28px rgba(18,32,23,.08); }
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header);
  gap: 16px;
}
.logo { display: flex; align-items: center; text-decoration: none; }
.logo img { height: 80px; width: auto; max-width: min(560px, 62vw); }
.menu {
  display: flex; align-items: center; gap: 2px;
  list-style: none; margin: 0; padding: 0;
}
.menu a {
  text-decoration: none;
  padding: 10px 11px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  border-radius: var(--r);
}
.menu a:hover { background: var(--gray); }
.menu a.btn { color: #fff; margin-left: 8px; padding: 11px 16px; }
.menu a.btn:hover { background: var(--accent-hover); }
.menu a.active { background: var(--gray); }
.drop { position: relative; }
.drop-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  background: #fff;
  border: 1px solid var(--line);
  padding: 8px;
  list-style: none;
  margin: 0;
  box-shadow: 0 12px 32px rgba(18,32,23,.1);
  z-index: 20;
}
.drop:hover .drop-menu, .drop:focus-within .drop-menu { display: block; }
.drop-menu a { display: block; }
.burger {
  display: none;
  width: 42px; height: 42px;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: var(--r);
  cursor: pointer;
}
.burger span { display: block; height: 2px; background: var(--navy); margin: 6px 10px; }

.hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background-color: var(--navy);
  color: #fff;
}
.hero-bg {
  position: absolute;
  inset: -18% 0 -18% 0;
  z-index: -2;
  background: url("/img/zschau-hero.jpg") center/cover no-repeat;
  will-change: transform;
}
.hero-veil {
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(90deg, rgba(18,32,23,.9) 0%, rgba(18,32,23,.68) 48%, rgba(18,32,23,.38) 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 36px;
  align-items: center;
  padding: 64px 0 72px;
}
.kicker, .eyebrow {
  color: var(--accent);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.hero .kicker { color: #cfe6d3; }
.hero h1 { color: #fff; }
.hero p.lead { color: #e8efe8; font-size: 1.12rem; max-width: 46ch; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }

.page-hero {
  position: relative;
  min-height: 300px;
  display: grid;
  align-items: end;
  color: #fff;
  padding: 80px 0 48px;
  overflow: hidden;
  background-color: var(--navy);
  background-size: cover;
  background-position: center;
  isolation: isolate;
}
.page-hero::after {
  content: "";
  position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(90deg, rgba(18,32,23,.88), rgba(18,32,23,.42));
}
.page-hero h1 { color: #fff; }
.page-hero .lead { color: #e8efe8; font-size: 1.08rem; max-width: 62ch; }
.crumbs { color: #c9d8cc; font-size: 0.85rem; margin-bottom: 10px; }
.crumbs a { color: #fff; text-decoration: none; font-weight: 600; }
.prose { max-width: 78ch; color: #333; }
.prose h2 { margin-top: 1.2em; }
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.split img { width: 100%; height: 400px; object-fit: cover; }
.list { padding: 0; margin: 0 0 20px; list-style: none; }
.list li { padding: 8px 0 8px 18px; position: relative; }
.list li::before {
  content: "";
  position: absolute; left: 0; top: 16px;
  width: 8px; height: 8px;
  background: var(--accent);
}
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 40px; }
.contact-box { background: var(--paper); padding: 28px 24px; }
.form-note { font-size: 0.86rem; color: var(--muted); }

.trust {
  background: var(--gray);
  border-bottom: 1px solid var(--line);
}
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-grid > div {
  padding: 32px 24px;
  border-right: 1px solid var(--line);
}
.trust-grid > div:last-child { border-right: 0; }
.trust b { display: block; color: var(--navy); font-size: 1.15rem; font-weight: 800; }
.trust span { color: var(--muted); font-size: 0.88rem; }

.funnel-card {
  background: #fff;
  color: var(--ink);
  border-radius: var(--r);
  box-shadow: 0 18px 40px rgba(18, 32, 23, .22);
  padding: 22px 22px 18px;
  position: relative;
  z-index: 1;
  animation: funnel-in .7s ease both;
}
.advisor { display: flex; gap: 12px; align-items: center; margin-bottom: 14px; }
.advisor img { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; }
.advisor strong { display: block; font-size: 14px; color: var(--navy); }
.advisor small { color: var(--muted); }
.dot { color: var(--ok); font-weight: 800; }
.progress-row {
  display: flex; justify-content: space-between; align-items: center; gap: 8px;
  color: var(--muted); font-size: 12px; font-weight: 800; margin: 6px 0 8px;
}
.funnel-back {
  margin-right: auto; padding: 0; border: 0; background: none;
  color: var(--accent); font: inherit; font-size: 12px; font-weight: 800; cursor: pointer;
}
.bar { height: 4px; background: var(--gray); overflow: hidden; margin-bottom: 16px; }
.bar > i { display: block; height: 100%; width: 25%; background: var(--accent); }
.funnel-card h1, .funnel-card h2 { font-size: 1.15rem; color: var(--navy); }
.funnel-card h1 { font-size: 1.6rem; }
.funnel-lead { color: var(--muted); font-size: .94rem; }
.choices { display: grid; gap: 8px; }
.choice {
  width: 100%; text-align: left; padding: 13px 14px; border-radius: var(--r);
  border: 1px solid var(--line); background: #fff; font: inherit; font-weight: 700;
  cursor: pointer; color: var(--ink);
}
.choice:hover, .choice.on { border-color: var(--navy); background: #f3f7f4; }
.funnel-form label { display: block; font-size: 13px; font-weight: 700; margin: 0 0 4px; }
.funnel-form input,
.funnel-form select,
.funnel-form textarea {
  width: 100%; margin-bottom: 10px; padding: 12px;
  border-radius: var(--r); border: 1px solid var(--line); font: inherit; font-size: 16px;
  background: #fff;
}
.funnel-form input:focus,
.funnel-form select:focus,
.funnel-form textarea:focus { outline: 2px solid var(--navy); border-color: var(--navy); }
.check { display: flex; gap: 8px; align-items: flex-start; font-size: 13px; color: var(--muted); margin: 6px 0 12px; }
.check input { width: auto; margin-top: 3px; }
.funnel-cta { width: 100%; }
.funnel-note { margin: 10px 0 0; text-align: center; color: var(--muted); font-size: 12px; font-weight: 650; }
.err { color: #9b1c1c; font-weight: 750; }
.screen[hidden] { display: none !important; }
.honeypot { position: absolute; left: -9999px; }

.section { padding: 72px 0; }
.section.paper { background: var(--paper); }
.section-head { max-width: 720px; margin-bottom: 36px; }
.section-head p, .lead { font-size: 1.08rem; color: var(--muted); }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: inherit;
}
.card {
  transition: transform .45s ease, box-shadow .45s ease, border-color .2s;
}
.card:hover { border-color: var(--navy); transform: translateY(-6px); box-shadow: 0 16px 32px rgba(18,32,23,.1); }
.card img { width: 100%; height: 196px; object-fit: cover; transition: transform .7s ease; }
.card:hover img { transform: scale(1.06); }
.card-body { padding: 20px; flex: 1; }
.card-body p { color: var(--muted); margin: 0; }
.more { display: inline-block; margin-top: 14px; color: var(--accent); font-weight: 700; font-size: 0.9rem; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.step {
  background: #fff;
  border: 1px solid var(--line);
  border-top: 4px solid var(--accent);
  padding: 24px 20px;
}
.nr {
  display: block;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: .08em;
  color: var(--accent);
  margin-bottom: 14px;
}

.quotes { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.quote { background: #fff; border: 1px solid var(--line); padding: 24px; }
.quote p { font-weight: 650; }
.quote b { font-size: 14px; color: var(--navy); }

.faq-lead { font-size: 1.15rem; color: var(--ink); margin-bottom: 28px; max-width: 46ch; }
.faq h3 { margin: 36px 0 16px; }
.faq details { background: #fff; border: 1px solid var(--line); padding: 16px 18px; margin-bottom: 8px; }
.faq summary { cursor: pointer; font-weight: 800; color: var(--navy); }
.faq p { margin: 10px 0 0; color: var(--muted); }
.faq details p + p { margin-top: 12px; }
.faq a { color: var(--accent); font-weight: 700; }

.cta {
  background: var(--navy);
  color: #fff;
  padding: 48px 40px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
}
.cta h2 { color: #fff; }
.cta p { color: #d5e4d8; margin: 0; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 10px; }

footer.site {
  background: var(--navy);
  color: #c5d4c8;
  padding: 56px 0 24px;
}
.foot {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 32px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
footer a { color: #fff; text-decoration: none; }
footer a:hover { text-decoration: underline; }
.legal {
  display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap;
  padding-top: 18px; font-size: 0.85rem; color: #9ab0a0;
}

.about { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.parallax-frame {
  overflow: hidden;
  height: 400px;
}
.parallax-frame img,
.about img {
  width: 100%;
  height: 130%;
  object-fit: cover;
  will-change: transform;
}

.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .7s ease, transform .7s ease;
}
.reveal.is-in { opacity: 1; transform: none; }
.reveal-d1 { transition-delay: .08s; }
.reveal-d2 { transition-delay: .16s; }
.reveal-d3 { transition-delay: .24s; }

@keyframes funnel-in {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: none; }
}

@media (prefers-reduced-motion: reduce) {
  .hero-bg, .js-parallax, .card, .card img, .funnel-card, .reveal { animation: none !important; transition: none !important; transform: none !important; }
  .reveal { opacity: 1; }
}

.invest-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin: 28px 0 16px; }
.invest-box { background: #fff; border: 1px solid var(--line); padding: 22px 18px; }
.invest-box b { display: block; font-size: 1.3rem; color: var(--navy); }
.invest-box span { color: var(--muted); font-size: 13px; font-weight: 650; }
.invest-note { color: var(--muted); font-size: .92rem; max-width: 72ch; }
.invest-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 8px; }
.invest-actions .btn.ghost { color: var(--navy); box-shadow: inset 0 0 0 2px var(--navy); }
.invest-actions .btn.ghost:hover { background: var(--navy); color: #fff; }

@media (max-width: 980px) {
  .logo img { height: 56px; max-width: 70vw; }
  .menu { display: none; }
  header.site.open .menu {
    display: flex;
    flex-direction: column;
    position: absolute;
    left: 0; right: 0; top: 100%;
    background: #fff;
    padding: 8px 16px 16px;
    border-bottom: 1px solid var(--line);
    align-items: stretch;
  }
  .burger { display: inline-block; }
  .hero-grid, .cards, .steps, .quotes, .foot, .about, .invest-grid, .trust-grid, .split, .contact-grid { grid-template-columns: 1fr; }
  .drop-menu { position: static; display: block; box-shadow: none; border: 0; padding: 0 0 0 8px; }
  .trust-grid > div { border-right: 0; border-bottom: 1px solid var(--line); }
  .trust-grid > div:last-child { border-bottom: 0; }
  .hero-grid { padding: 36px 0 44px; }
  .cta { flex-direction: column; align-items: flex-start; padding: 36px 24px; }
  .parallax-frame { height: 240px; }
  .split img { height: 240px; }
}